On November 1, 2024, IRS Notice (2024-80)1 includes the 2025 cost-of-living adjustments (COLAs) for IRA and retirement plan related dollar limits. Review our blog to see key numbers and 2025 limits compared to 2024 and 2023.

Americans aged 55 and older collectively hold an estimated $52 billion in Health Savings Accounts (HSAs), according to the latest research from an HSA investment firm. As individuals approach Medicare enrollment, their interest in continuing to contribute to HSAs grows, recognizing the value of these accounts in covering both current and future healthcare expenses.

Leveraging your employer’s retirement plan match is one of the easiest ways to boost your financial wellness. With over 50% of employers offering some level of matching, it’s an opportunity you don’t want to miss.

Here’s how to make the most of it.

The Pension Benefit Guaranty Corporation (PBGC) issued a technical update on the deadlines for premium payments for pension plans with plan years beginning in 2025 and later.

The announcement highlighted premiums for plan years starting in 2025 must be paid one month ahead of schedule in accordance with the Bipartisan Budget Act of 2015 (BBA 2015), as opposed to the PBGC's payment of premiums regulation. Read full details and updates provided by PBGC in our latest blog.

A 2023 Vanguard study found a quarter of participants deferred less than 4% of their income — generally below the threshold to maximize an employer match.

While financial constraints play a role for some, psychological factors can also contribute. Understanding these cognitive biases can help explain why workers forfeit free money — and highlight strategies to help.lanning before jumping into uncharted territories.

Recent findings from the Government Accountability Office (GAO) highlight critical considerations for sponsors exploring cryptocurrency as a retirement plan investment option. The GAO report emphasizes while cryptocurrency assets remain a small portion of the 401(k) landscape, they carry significant risk.

Explore the data behind crypto in retirement planning before jumping into uncharted territories.

Reexamining your finances at the start of the year may not seem as exciting as making a commitment to healthier habits or fitness objectives, however, financial wellness is closely related to both mental and physical health. You might be surprised at how simple it is to take charge of your finances. The following steps can help you in reaching financial success in 2025 and beyond:

Imagine losing track of thousands of dollars in retirement savings every time you change jobs. For millions of American workers, this isn't just a hypothetical scenario—it's a real financial risk. Luckily, the Portability Services Network (PSN) is working to change this narrative one small plan at a time. Read our latest blog to see how.