The U.S. retirement savings system has seen dramatic changes over the last few years because of SECURE Acts 1 and 2. Now, the IRS and DOL are providing waves of implementation guidance to absorb. This course addresses new and proposed regulatory and legislative directives as they pertain to workplace retirement plans and IRAs and provides practical and tactical actions for plan sponsors and their advisors to consider.

Millennials are redefining the traditional approach to retirement, with over 50% seeing it as a stage of greater freedom rather than a complete absence from the workforce. However, Millennials face unique challenges when it comes to retirement planning. See what factors disrupt Millennials' saving habits and the percentages of those affected by "money dysmorphia" in our latest blog. 

Health savings accounts (HSAs) have surged in popularity over the years. You may have encountered them, possibly as part of the benefits offered by your workplace. Let's uncover the truth behind HSAs in our FAQ blog. 

With employee engagement plummeting nationwide, organizations must take proactive steps to re-energize and re-engage their workforce. We believe your retirement plan can be a powerful tool to help turn the tide — here are some key strategies to consider when leveraging your retirement plan to create a more motivated, productive, and loyal workforce.

As consumer debt reaches historic highs and more workers make hardship withdrawals from their 401(k) plans, it's clear a significant number of individuals are struggling to balance short-term needs with long-term retirement goals. To help your employees navigate these challenges, consider implementing the following strategies from our latest blog. 

If you're a self-employed business owner, you're likely familiar with the home office deduction. However, there's another valuable deduction called the Augusta Rule (Section 280A Deduction) which offers additional tax benefits. This article explores the Augusta Rule, its origins, how it works, and how small business owners can leverage it for tax planning.

Retirement represents a major turning point in one's life. One factor that remains, regardless of this new chapter in your life, is the presence of taxes. Taxes on income from other sources, such as Social Security, pensions, and earnings from part-time employment, can potentially be an issue for you. Consider these variables:

The Automatic IRA Act of 2024 has been reintroduced by Representative Richard Neal, D-Mass., the ranking member of the House Ways and Means Committee. This measure requires companies with more than 10 workers to automatically enroll their workers in IRAs or other comparable automatic contribution plans, such as 401(k)s, if they do not currently offer a retirement plan.

Effective retirement plan communications do more than meet Department of Labor (DOL) requirements; the best ones engage, educate, motivate, and empower participants. Optimize your communications to connect with employees personally, encourage informed decisions, and foster more active engagement with their retirement plan and financial future. Here are six tips to get you on the right track:

Target Date Funds (TDF) are in high demand these days. According to a recent Sway Research study, total TDF assets reached $3.5 trillion in 2023 — a record level. TDFs offer participants many advantages; plan sponsors should help ensure participants understand how their TDF works to maximize their potential benefits. Learn how you can help your employees avoid these missteps. 

KerberRose has been named to the National Association of Plan Advisor’s (NAPA) list of the nation’s top defined contribution (DC) Advisor Teams with assets under advisement of $100 million. Additionally, Shareholder, Tony Powers, AIF®,CFP®,CRPS®, has been named to the 2024 PLANADVISER Top Retirement Plan Advisers list.

A secure and happy retirement requires careful planning and is a well-constructed process. Starting now will give you plenty of time to make the strategic changes and improvements to bring your retirement goals closer to reality. Here are seven things you should know to strengthen your retirement strategy: